SBA Loans in Texas

SBA loans are small-business financing programs partially guaranteed by the U.S. Small Business Administration, most commonly the SBA 7(a) for general business needs and the SBA 504 for owner-occupied commercial real estate and equipment.

Benefits of an SBA loan

• Lower down payments than most conventional business financing
• Longer repayment terms keep monthly payments manageable
• Can fund real estate, equipment, working capital, or acquisitions

What to consider

• Documentation and approval take longer than standard loans
• Personal guarantees are typically required

Ready to explore sba loans? Michael Stock can walk you through eligibility, compare options, and get you pre-approved in Texas.

Michael Stock, Mortgage Loan Originator at NEXA Lending. NMLS #2861075. Call (254) 677-8517.